Debt-free payment on invoices available on C2FO
Immediate funding without bank settlement delays
Turn AR insights into cash flow
See which of your customers offer early payment
Tailored financing that works with Early Pay
Get paid early on invoices your customers don't yet send to C2FO
Answers to your questions about C2FO's cash flow solutions
C2FO powers early payment programs for the world’s largest companies.
Improve financial performance through flexible early payment options
Strengthen your supply chain with flexible funding options
Extend payment terms with supplier consent — flexibility for your business, control for suppliers
Track, compare, and optimize your working capital position across your supplier network
Optimize your working capital position with expert guidance
Implement working capital optimization strategies with expert support
Fund, onboard and integrate — with ease
C2FO’s supplier financing platform integrates with your existing AP systems in weeks, not months. Fund early payments, onboard suppliers, and connect your ERP — all from one platform built to optimize working capital and financial KPIs.
See how implementation works
Recent Article
C2FO & PWC Collaboration: Modernizing Supply Chain Finance Read more >
Recent Case Study
Bunnies by the Bay Finds Trusted Financing with C2FO Lending Connections. Read more >
Data-driven strategies for the modern enterprise
Leverage C2FO’s 17+ years of network intelligence for market-leading reports. We translate global intelligence into actionable insights, helping you optimize working capital, mitigate risk, and lead confidently in an evolving economy.
Do work that matters with a team that cares. C2FO is proud to be one of the fastest-growing, most dynamic financial technology companies, with career opportunities available around the globe.
IFC Updates
Learn more about our work with the IFC.
C2FO gives you the flexibility to improve margins, optimize payment terms, or scale your program — without adding complexity. Run multiple strategies from a single platform and stay in control of how and when you deploy working capital.
Procurement is no longer just about pricing. You’re driving margin improvement, supplier health, and financial strategy.
C2FO helps you:
With C2FO, you can execute plays that balance offense and defense, improving financial outcomes while supporting your supply chain.
The most successful procurement teams don’t leave strategy to chance. Using billions of invoices and trillions of dollars in real-time spend data, C2FO helps you analyze your supplier network, benchmark payment terms, and build a game plan tailored to your cash flow goals.
With Working Capital Advisory, you gain insight into how your terms compare to industry standards, uncover opportunities hidden in your supply chain, and implement new strategies without months of internal lift. It’s a smarter, faster way to deliver results that benefit you and your suppliers.
C2FO gives you the flexibility to improve margins, optimize terms, or scale your program — without adding complexity. Run multiple strategies from a single platform and stay in control of how and when you deploy working capital.