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C2FO Powers Early Payment Programs for the World’s Largest Companies.
Discover expert insights on working capital, cash flow optimization, supply chain management and more.
We believe all businesses can and should have equitable access to low-cost, convenient capital to grow and thrive.
Take control of your cash flow
It’s time to get paid sooner so you can get more done. With fast, flexible access to low-cost capital, C2FO helps you turn invoices into opportunities — today.
C2FO is the only working capital solution that allows suppliers to get invoices paid early, when they want, at a discount they select using our patented Name Your Rate® technology. No loans, factors, paperwork or hassle. Just one click to set your rate, and if accepted, a payment that was to be made in 30, 60 or 90 days is made immediately. Why borrow working capital when you can accelerate it instead?
With fast, flexible access to low-cost capital, every business can gain total control over their cash flow and unlock the potential in their balance sheet like never before.
The Home Depot, the world’s largest home improvement retailer, will now offer C2FO Early Pay to its non-merchandise suppliers. The Home Depot joins hundreds of other global enterprises that work with C2FO to provide access to low-cost, convenient working capital to strengthen and grow its robust supply chain. Click below to activate your C2FO account.
“I would highly recommend C2FO to any small business. This is a program that does not take advantage of us, that is actually here to help us be financially sound and compete with larger companies.”
President and CEO, Alder Creek Gift Baskets
“What C2FO is allowing us to do is really operate and function as we should be functioning, and everyone gets paid for the work that they do, when they do it.”
Owner and Creative Director, The Lemon Ad Stand
“Working capital without risk or restrictions fuels innovation, business prosperity and the economy at large.”
Businesses that want to unlock cash trapped by payment terms, enabling access to capital without the hassle of traditional loans or factors.
Businesses focused on improving key financial metrics including EBITDA and free cash flow.
Business owners who need working capital to grow and have been held back by the barriers inherent in risk-based underwriting.
Global enterprises focused on supporting their suppliers and providing additional financial support and opportunities to those that are diverse-owned and sustainable.
Without loans or paperwork, it’s easier than ever to access more capital to invest in your business.
Strengthen your business with options that deliver the right funding at the right time, for the right price.
See approved invoices from multiple customers in one place, select invoices to be paid early, and name your discount rate.
You can always rely on our team of trusted advisors to find the cash flow solutions that work for your business.
Our unique approach to dynamic discounting and supplier finance keeps cash flowing for suppliers and improves key financial metrics for buyers with more flexibility and speed.
We are building a truly inclusive global economy where every business has equitable access to low-cost capital.
We believe that when all global businesses have access to the capital they need to grow, we all win.
We offer an alternative to traditional financing options where suppliers can get paid early, and buyers are rewarded with returns on their cash. This innovative, win-win approach gets capital into the hands of businesses faster and at a lower cost.
As the world’s first on-demand working capital platform, we’re leveling the playing field for all businesses to achieve their goals.