Debt-free payment on invoices available on C2FO
Immediate funding without bank settlement delays
Turn AR insights into cash flow
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Tailored financing that works with Early Pay
Get paid early on invoices your customers don't yet send to C2FO
Answers to your questions about C2FO's cash flow solutions
C2FO powers early payment programs for the world’s largest companies.
Improve financial performance through flexible early payment options
Strengthen your supply chain with flexible funding options
Extend payment terms with supplier consent — flexibility for your business, control for suppliers
Track, compare, and optimize your working capital position across your supplier network
Optimize your working capital position with expert guidance
Implement working capital optimization strategies with expert support
Fund, onboard and integrate — with ease
C2FO’s supplier financing platform integrates with your existing AP systems in weeks, not months. Fund early payments, onboard suppliers, and connect your ERP — all from one platform built to optimize working capital and financial KPIs.
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Recent Case Study
Bunnies by the Bay Finds Trusted Financing with C2FO Lending Connections. Read more >
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Leverage C2FO’s 17+ years of network intelligence for market-leading reports. We translate global intelligence into actionable insights, helping you optimize working capital, mitigate risk, and lead confidently in an evolving economy.
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IFC Updates
Learn more about our work with the IFC.
The C2FO Instant Pay™ announcement at Ripple Swell was covered by Global Trade Review, The Block, CoinTelegraph, and other outlets.
On October 27, 2026, at Ripple Swell, C2FO and Ripple announced a partnership to bring financing and settlement for C2FO Instant Pay™ onto the XRP Ledger, using Ripple USD (RLUSD) for settlement. Ripple and BNY also announced they are exploring a supply chain finance initiative with C2FO on the XRP Ledger.
Instant Pay addresses a problem suppliers know well. They can wait 30, 60 or 90 days to get paid, and even an invoice that’s paid early can take days to move through traditional bank rails. With Instant Pay, capital providers fund the payment, and it settles on the XRP Ledger in seconds. Invoice terms and due dates stay exactly as agreed.
Businesses keep accessing early payment through C2FO the way they do today. Only the settlement layer changes. Instant Pay builds on C2FO Early PayTM, which has helped businesses accelerate more than $525 billion in working capital.
Where the news ran:
Read the full announcement.
Recent News
The collaboration will bring financing and settlement activity supporting the new C2FO Instant Pay™ solution onto the XRP Ledger, using Ripple USD (RLUSD) for settlement.
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