Debt-free payment on invoices available on C2FO
Immediate funding without bank settlement delays
Turn AR insights into cash flow
See which of your customers offer early payment
Tailored financing that works with Early Pay
Get paid early on invoices your customers don't yet send to C2FO
Answers to your questions about C2FO's cash flow solutions
C2FO powers early payment programs for the world’s largest companies.
Improve financial performance through flexible early payment options
Strengthen your supply chain with flexible funding options
Extend payment terms with supplier consent — flexibility for your business, control for suppliers
Track, compare, and optimize your working capital position across your supplier network
Optimize your working capital position with expert guidance
Implement working capital optimization strategies with expert support
Fund, onboard and integrate — with ease
C2FO’s supplier financing platform integrates with your existing AP systems in weeks, not months. Fund early payments, onboard suppliers, and connect your ERP — all from one platform built to optimize working capital and financial KPIs.
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C2FO & PWC Collaboration: Modernizing Supply Chain Finance Read more >
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Bunnies by the Bay Finds Trusted Financing with C2FO Lending Connections. Read more >
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Leverage C2FO’s 17+ years of network intelligence for market-leading reports. We translate global intelligence into actionable insights, helping you optimize working capital, mitigate risk, and lead confidently in an evolving economy.
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Discover how leading companies use C2FO to overcome economic challenges, secure working capital, and maintain seamless production.
Peleman is a global manufacturer of premium binding, photobook, and personalized print-finishing solutions, serving both retail and professional markets. Our patented products such as V-Twister, Print Cover, V-Paper, and Infinity Layflat Photobooks are used by major retailers, printers, photo labs, and corporate customers. From our Georgia production facility, we manufacture hardcover books, photo products, displays, presentation materials, and custom-branded solutions for customers across North America.
The onboarding process with C2FO Lending Connections was extremely smooth and far quicker than any traditional financing experience we’ve had. Once the documentation was completed, funds were available promptly, which gave us immediate working-capital flexibility at a crucial time in our cycle. With a large percentage of our revenue coming in Q4, access to quick capital made a measurable difference in our ability to scale production, secure raw materials, and meet large retail purchase-order demands without disruption.
C2FO’s approach is far more streamlined, transparent, and business-friendly. Traditional banking options often involve lengthy underwriting, rigid structures, and slow turnaround times, none of which match the fast-moving production and procurement realities of our business. C2FO’s model is tailored to real-world cash-flow needs, with predictable terms and much less administrative friction. It feels more like a partnership built around our operational cycle rather than a one-size-fits-all lending product.
This year we secured several large Q4 programs with national retailers that required significant upfront purchasing of materials, freight, and production labor. Improved working capital through C2FO allowed us to move quickly locking in raw-material pricing, accelerating production schedules, and avoiding delays that could have cost us major opportunities. Without the flexibility provided through C2FO, scaling up for these large orders in a compressed timeline would have been far more challenging.
For any business with seasonal cycles, large POs, or fluctuating working-capital demands, C2FO Lending Connections can be a transformative tool. The speed, simplicity, and reliability of the program give you the ability to act decisively without being slowed down by traditional banking processes. My advice is to view it not just as financing, but as a way to strategically support growth, protect margins, and increase operational agility during peak periods.
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