Debt-free payment on invoices available on C2FO
Immediate funding without bank settlement delays
Turn AR insights into cash flow
See which of your customers offer early payment
Tailored financing that works with Early Pay
Get paid early on invoices your customers don't yet send to C2FO
Answers to your questions about C2FO's cash flow solutions
C2FO powers early payment programs for the world’s largest companies.
Improve financial performance through flexible early payment options
Strengthen your supply chain with flexible funding options
Extend payment terms with supplier consent — flexibility for your business, control for suppliers
Track, compare, and optimize your working capital position across your supplier network
Optimize your working capital position with expert guidance
Implement working capital optimization strategies with expert support
Fund, onboard and integrate — with ease
C2FO’s supplier financing platform integrates with your existing AP systems in weeks, not months. Fund early payments, onboard suppliers, and connect your ERP — all from one platform built to optimize working capital and financial KPIs.
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Data-driven strategies for the modern enterprise
Leverage C2FO’s 17+ years of network intelligence for market-leading reports. We translate global intelligence into actionable insights, helping you optimize working capital, mitigate risk, and lead confidently in an evolving economy.
Do work that matters with a team that cares. C2FO is proud to be one of the fastest-growing, most dynamic financial technology companies, with career opportunities available around the globe.
IFC Updates
Learn more about our work with the IFC.
LISBON, Portugal, April 3, 2026: At the 9th Global Trade Partners Meeting, the International Finance Corporation (IFC) named C2FO the Best Supply Chain Trade Partner for 2026. This honor arrives as C2FO surpasses half a trillion dollars in cumulative funding to businesses worldwide since its founding.
These milestones highlight a global shift in corporate finance. As traditional debt becomes more expensive and harder to access, businesses choose “cash flow autonomy” by using unpaid invoices to fund growth rather than taking on new loans.
C2FO was the sole platform provider recognized by the IFC this year. This distinction is backed by massive operational reach:
“Winning this IFC award just as we surpassed the half-trillion-dollar mark validates our mission,” said Colin Sharp, CSO at C2FO. “The ‘cost of waiting’ to get paid is a huge burden for many firms. We’re providing the means to bypass debt and reinvest their own earned money immediately.”
The IFC honor specifically highlighted C2FO’s success in bridging the “financing gap” in emerging markets. C2FO delivered on this commitment with the launch of CycleFlow powered by C2FO in Nigeria on April 2.
Micro, small, and medium enterprises (MSMEs) account for 80 percent of employment in Nigeria, but they often face challenges when trying to secure working capital. CycleFlow changes this by enabling smaller suppliers to convert sales into cash without collateral or complex credit histories. It is a move designed to level the playing field in Africa’s largest economy.
With high interest rates weighing on CFOs globally, C2FO’s model offers a direct exit ramp from traditional borrowing:
“Leading companies aren’t waiting on banks anymore,” said Alexander “Sandy” Kemper, founder and CEO of Kansas City-based C2FO. “They’re realizing that their receivables are their best source of capital.”
About C2FO:
C2FO is the world’s platform for working capital. We deliver a future where every company has the capital it needs to grow. Learn more at C2FO.com.
Media Contact:
Ena Do | [email protected]
Recent News
The collaboration will bring financing and settlement activity supporting the new C2FO Instant Pay™ solution onto the XRP Ledger, using Ripple USD (RLUSD) for settlement.
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