Debt-free payment on invoices available on C2FO
Immediate funding without bank settlement delays
Turn AR insights into cash flow
See which of your customers offer early payment
Tailored financing that works with Early Pay
Get paid early on invoices your customers don't yet send to C2FO
Answers to your questions about C2FO's cash flow solutions
C2FO powers early payment programs for the world’s largest companies.
Improve financial performance through flexible early payment options
Strengthen your supply chain with flexible funding options
Extend payment terms with supplier consent — flexibility for your business, control for suppliers
Track, compare, and optimize your working capital position across your supplier network
Optimize your working capital position with expert guidance
Implement working capital optimization strategies with expert support
Fund, onboard and integrate — with ease
C2FO’s supplier financing platform integrates with your existing AP systems in weeks, not months. Fund early payments, onboard suppliers, and connect your ERP — all from one platform built to optimize working capital and financial KPIs.
See how implementation works
Recent Article
C2FO & PWC Collaboration: Modernizing Supply Chain Finance Read more >
Recent Case Study
Bunnies by the Bay Finds Trusted Financing with C2FO Lending Connections. Read more >
Data-driven strategies for the modern enterprise
Leverage C2FO’s 17+ years of network intelligence for market-leading reports. We translate global intelligence into actionable insights, helping you optimize working capital, mitigate risk, and lead confidently in an evolving economy.
Do work that matters with a team that cares. C2FO is proud to be one of the fastest-growing, most dynamic financial technology companies, with career opportunities available around the globe.
IFC Updates
Learn more about our work with the IFC.
KANSAS CITY, Mo. (July 29, 2026) — C2FO today announced it has been named to CNBC’s World’s Top Fintech Companies 2026 list, marking the second consecutive year the company has earned this recognition. Produced by CNBC in partnership with global research firm Statista, the annual ranking recognizes the world’s leading fintech companies across multiple categories based on a comprehensive evaluation of company performance and market impact.
C2FO’s recognition reflects nearly two decades of innovation helping the world’s largest enterprises and their suppliers unlock working capital already embedded within approved invoices. Since its founding, the company has delivered more than $525 billion in on-demand funding to hundreds of thousands of businesses globally, enabling suppliers to access liquidity without traditional borrowing while allowing buyers to generate stronger returns on excess cash and build more resilient supply chains.
As finance leaders continue to navigate elevated borrowing costs, ongoing supply chain disruption, and increasing pressure to improve cash efficiency, working capital has become a strategic priority rather than simply a treasury function. Organizations are increasingly looking beyond traditional lending and static payment terms toward dynamic, technology-enabled solutions that improve liquidity for both buyers and suppliers. C2FO’s platform brings those organizations together, using proprietary cash flow forecasting, market intelligence, and patented marketplace technology to efficiently price working capital without the friction of conventional financing.
“Earning this recognition for a second consecutive year reflects more than the scale we’ve achieved—it reflects a growing shift in how the world’s leading companies think about working capital,” said Ragui Selwanes, President and COO of C2FO. “Over the past eighteen years, we’ve delivered more than $525 billion in funding with zero credit losses by helping buyers optimize excess liquidity while giving suppliers faster access to low-cost capital on their own terms. As companies continue looking for ways to strengthen liquidity, improve supply chain resilience, and reduce reliance on traditional financing, we believe working capital should be a strategic advantage rather than a constraint. That’s exactly what C2FO was built to deliver.”
Why C2FO Was Recognized
C2FO continues to expand its global network and technology platform, helping enterprises strengthen supplier relationships, improve liquidity, optimize returns on excess cash, and navigate increasingly complex economic conditions.
Whether an organization is seeking to improve working capital performance, enhance supplier resilience, generate greater returns on available liquidity, or gain faster access to affordable capital, C2FO provides a flexible marketplace that aligns the interests of buyers and suppliers.
Learn more at www.c2fo.com.
About C2FO
C2FO is the global leader in on-demand working capital solutions, helping businesses improve liquidity through a marketplace that connects enterprise buyers with their suppliers. Through its patented Name Your Rate® technology, C2FO enables suppliers to receive payment earlier while allowing buyers to optimize returns on available cash.
Media Contact
Ena DoBrand Communications, C2FO[email protected]
Recent News
The C2FO Instant Pay™ announcement at Ripple Swell was covered by Global Trade Review, The Block, CoinTelegraph, and other outlets.
The collaboration will bring financing and settlement activity supporting the new C2FO Instant Pay™ solution onto the XRP Ledger, using Ripple USD (RLUSD) for settlement.
Media Inquiries
For journalists and members of the press, please send all requests to: Brand Communications [email protected]
Stay in the loop on working capital financing solutions.