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In the News | Press Releases | July 2, 2026

The Home Depot Expands Early Payment Program to US and Canadian Merchandise Suppliers via C2FO


Logos of C2FO and Home Depot with a plus sign between them on a dark blue background.

KANSAS CITY, Mo. March 2026 C2FO, the leading global platform for working capital, today celebrated the strategic expansion of The Home Depot Early Payment Program. The specialized financial program, powered by C2FO’s digital marketplace technology, has officially extended its on-demand liquidity capabilities to merchandise suppliers operating across both the United States and Canada.

The operational footprint of modern retail supply chains demands rapid financial agility. By scaling this program across North American borders, the expansion enables a broader network of consumer merchandise suppliers to mitigate payment-cycle friction and gain immediate control over their cash-flow timelines.

Through the expanded program, eligible merchandise vendors in the US and Canada can choose to receive early payment on approved invoices through a highly flexible, on-demand digital mechanism. This autonomous approach bypasses the barriers posed by traditional debt, allowing retail suppliers to reinvest capital immediately in manufacturing, scaling inventory, and driving cross-border innovation.

Details of the Early Payment Program Expansion

Who is eligible for The Home Depot Early Payment Program expansion?

The program expansion specifically includes merchandise suppliers providing retail products to operations across the United States and Canada, allowing these businesses to request early funding on their outstanding invoices dynamically through the C2FO platform.

What are the business benefits of the C2FO retail supplier program?

Suppliers can gain cash flow autonomy by accelerating accounts receivable from standard terms down to days.This capital acceleration reduces reliance on lines of credit, factoring, and other expensive working capital options and empowers suppliers to fund growth, purchase orders, and other business investments

About C2FO

C2FO is the world’s largest platform for working capital. Our mission is to deliver a future in which every company in the world has the capital it needs to grow. By connecting businesses to on-demand working capital solutions, we help them improve cash flow and build more resilient supply chains.

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