Debt-free payment on invoices available on C2FO
Immediate funding without bank settlement delays
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Tailored financing that works with Early Pay
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Answers to your questions about C2FO's cash flow solutions
C2FO powers early payment programs for the world’s largest companies.
Improve financial performance through flexible early payment options
Strengthen your supply chain with flexible funding options
Extend payment terms with supplier consent — flexibility for your business, control for suppliers
Track, compare, and optimize your working capital position across your supplier network
Optimize your working capital position with expert guidance
Implement working capital optimization strategies with expert support
Fund, onboard and integrate — with ease
C2FO’s supplier financing platform integrates with your existing AP systems in weeks, not months. Fund early payments, onboard suppliers, and connect your ERP — all from one platform built to optimize working capital and financial KPIs.
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IFC Updates
Learn more about our work with the IFC.
KANSAS CITY, Mo. March 2026 C2FO, the leading global platform for working capital, today celebrated the strategic expansion of The Home Depot Early Payment Program. The specialized financial program, powered by C2FO’s digital marketplace technology, has officially extended its on-demand liquidity capabilities to merchandise suppliers operating across both the United States and Canada.
The operational footprint of modern retail supply chains demands rapid financial agility. By scaling this program across North American borders, the expansion enables a broader network of consumer merchandise suppliers to mitigate payment-cycle friction and gain immediate control over their cash-flow timelines.
Through the expanded program, eligible merchandise vendors in the US and Canada can choose to receive early payment on approved invoices through a highly flexible, on-demand digital mechanism. This autonomous approach bypasses the barriers posed by traditional debt, allowing retail suppliers to reinvest capital immediately in manufacturing, scaling inventory, and driving cross-border innovation.
Who is eligible for The Home Depot Early Payment Program expansion?
The program expansion specifically includes merchandise suppliers providing retail products to operations across the United States and Canada, allowing these businesses to request early funding on their outstanding invoices dynamically through the C2FO platform.
What are the business benefits of the C2FO retail supplier program?
Suppliers can gain cash flow autonomy by accelerating accounts receivable from standard terms down to days.This capital acceleration reduces reliance on lines of credit, factoring, and other expensive working capital options and empowers suppliers to fund growth, purchase orders, and other business investments
About C2FO
C2FO is the world’s largest platform for working capital. Our mission is to deliver a future in which every company in the world has the capital it needs to grow. By connecting businesses to on-demand working capital solutions, we help them improve cash flow and build more resilient supply chains.
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Recent News
The collaboration will bring financing and settlement activity supporting the new C2FO Instant Pay™ solution onto the XRP Ledger, using Ripple USD (RLUSD) for settlement.
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