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C2FO Early Pay

A better way to manage working capital

Take advantage of your customer’s early payment program with C2FO. Contact our team and learn how you can meet your company’s cash requirements by requesting early payments directly from its largest customers.

C2FO allows your team to pull forward outstanding receivables quickly without additional paperwork or fees, so you can easily manage your company’s quarter and year-end KPIs and metrics.

The Benefits of On-Demand Capital for Your Balance Sheet

We’ve built the C2FO platform to give businesses the ultimate flexibility with early payment. You determine a discount that works for your company and receive payments as soon as the next day. You can use those accelerated invoices to meet your company’s current cash requirements or KPIs.

  • Improve Operating Leverage: Take in cash from operations faster by accelerating large invoices.
  • Increase Free Cash Flow: Increase the cash from operations before closing the books without taking on more debt.
  • Optimize DSO: Pull forward outstanding receivables quickly without additional paperwork.
  • Manage CapEx: Easily fund or offset the costs of expenses by receiving payments sooner.

HOW IT WORKS

Better Cash Flow Made Simple

Flexible

Choose only the invoices you want paid early and work with your dedicated account manager to determine the lowest possible discount rate.

Fast

Place your early payment offer in minutes and receive payment the way you usually do.

Easy

No credit checks, no borrowing, no contracts and no additional paperwork.

Low-Cost

There are no additional fees, and your company remains in complete control of its early payment offer.

Trusted by Leading Fortune 100 Companies

Costco Wholesale
Siemens
Pfizer
Philips
Thermo Fischer Scientific
Walgreens
Ulta Beauty logo
Mondelez International logo
Macys
Sysco logo
Flex
Nordstrom logo
REI
Costco Wholesale
Siemens
Pfizer
Philips
Thermo Fischer Scientific
Walgreens
Ulta Beauty logo
Mondelez International logo
Macys
Sysco logo
Flex
Nordstrom logo
REI

C2FO BY THE NUMBERS

40
Average Days Paid Early
160++
Countries Served
20m
Invoices Accelerated in 2023
$100b+
Supplier Funding To Date

Let's Talk

Book a meeting or email [email protected] or call +1 (641) 420-9232 to get started.

Frequently Asked Questions

Companies use C2FO because it allows them to take more control of their cash flow by controlling when they get paid. It’s also faster and easier, and provides a lower cost of capital than many sources of funding.

C2FO is the technology and support provider behind your customers’ early payment programs. The C2FO platform provides a secure platform to request early invoice payments on demand.

Once your offer is accepted, payment is delivered by your customer using your current payment method.

Payments are generally processed and distributed as soon as the next day of an offer being accepted.

Using the Early Pay program does not alter any existing terms or payment process.

C2FO Early Pay is different from Supply Chain Finance. You can choose to accelerate payment on receivables from your customers or through a third party in our funding network — on your terms when you need it. You are not obligated to accelerate all of your invoices, which is often required by many factoring agreements. C2FO is 100% on-demand.