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Resources | Cash Flow Management | August 12, 2026

What Is C2FO Preferred?

C2FO Preferred locks in one early payment rate for approximately 90 days. Learn how it works, who qualifies, and how it differs from a standard offer.


Hands typing on laptop with digital payment confirmation overlay, glowing effects, and C2FO Preferred branding.

A Guide to Predictable Early Payment for C2FO Suppliers.

If you’re already registered on C2FO and submitting offers as a supplier, you may be missing out on a program built for you. C2FO Preferred is an offer type that goes beyond the standard offer, and it’s available once you’re active in the network.

What is C2FO Preferred?

C2FO Preferred is a committed early payment offer type. It locks in one discount rate for a set period, typically 90 days, because you’re committing to accelerate 100% of your eligible invoices. Every eligible invoice from all your buyers during that window is paid early at that same rate.

How does C2FO Preferred work?

A standard offer changes with market conditions. Your rate can move up or down depending on daily activity, and there’s no guarantee an invoice gets approved. C2FO Preferred works differently: you agree to a fixed rate for a set period, and every invoice within that window is paid early at that rate automatically. You don’t need to resubmit an offer or track daily rate changes.

Who benefits most from C2FO Preferred?

Any supplier who wants the peace of mind of knowing every eligible invoice will be paid early at a set rate is a strong fit for Preferred. It means a consistent flow of funds and simplified bookkeeping. The advantages compound:

Six advantages of C2FO Preferred shown in six numbered green and white boxes with brief Preferred Payment details.

Does C2FO Preferred work in practice?

Yes. Consider a supplier with steady invoice volume across multiple buyers, the profile that benefits most from Preferred. Instead of managing offers invoice by invoice, this supplier locks in one rate for 90 days (or other agreed upon term) and lets it run. The result is cash flow they can plan around, and far less time spent managing early payments day to day.

The renewal data backs this up. Among suppliers who try Preferred, a majority renew it when the term ends, a strong signal that suppliers who experience predictability continue to choose it.

How do I check if C2FO Preferred is available to me?

Check your eligibility directly in the platform:

  1. Log in to C2FO and start a one-time offer as you normally would.
  2. Review the APR-based pricing provided for your invoice.
  3. Choose your rate.
  4. Look for the Preferred option presented as a next step. If it appears, you’re eligible to lock in a committed rate for ~90 days. 

This is what the a Preferred offer will look like

90-day C2FO Preferred offer: 18% APR, $8,982.43 off, guaranteed funding, upgrade with invoice financing.

Where can I learn more about C2FO Preferred?

Ready to see if Preferred is available to you? Login

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