Debt-free payment on invoices available on C2FO
Immediate funding without bank settlement delays
Turn AR insights into cash flow
See which of your customers offer early payment
Tailored financing that works with Early Pay
Get paid early on invoices your customers don't yet send to C2FO
Answers to your questions about C2FO's cash flow solutions
C2FO powers early payment programs for the world’s largest companies.
Improve financial performance through flexible early payment options
Strengthen your supply chain with flexible funding options
Extend payment terms with supplier consent — flexibility for your business, control for suppliers
Track, compare, and optimize your working capital position across your supplier network
Optimize your working capital position with expert guidance
Implement working capital optimization strategies with expert support
Fund, onboard and integrate — with ease
C2FO’s supplier financing platform integrates with your existing AP systems in weeks, not months. Fund early payments, onboard suppliers, and connect your ERP — all from one platform built to optimize working capital and financial KPIs.
See how implementation works
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C2FO & PWC Collaboration: Modernizing Supply Chain Finance Read more >
Recent Case Study
Bunnies by the Bay Finds Trusted Financing with C2FO Lending Connections. Read more >
Data-driven strategies for the modern enterprise
Leverage C2FO’s 17+ years of network intelligence for market-leading reports. We translate global intelligence into actionable insights, helping you optimize working capital, mitigate risk, and lead confidently in an evolving economy.
Do work that matters with a team that cares. C2FO is proud to be one of the fastest-growing, most dynamic financial technology companies, with career opportunities available around the globe.
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Discover how C2FO gives HanesBrands more flexibility than traditional lending to manage their cash flow without exceeding their cost of borrowing.
If you don’t wear their products, you know someone who does. HanesBrands is a leading manufacturer of everyday basic apparel, and their impressive list of brands includes household names like Hanes, Champion, Playtex, and Wonderbra.
As a public company, quarter-end reporting is a critical part of HanesBrands’ overall financial strategy. Financial metrics like days sales outstanding, cash conversion cycle, and cash on the balance sheet can have a meaningful impact on the company, influencing stock price and ultimately the bottom line.
As an industry leader, HanesBrands has a lot of choices when it comes to working capital—but traditional financing options don’t always provide the flexibility it requires.
C2FO enables HanesBrands’ financial team to move invoice payments across quarters, increasing cash without increasing liabilities during key reporting periods.
C2FO’s flexibility also means the team can use the tool across its complex business structure in a way that is targeted and efficient as its cash flow needs change.
And the best part? They can do it all without exceeding the company’s cost of borrowing.
“We’ve been using C2FO for more than three years. As our business has grown, so has our usage of the program.”
Success Snapshot
With C2FO, HanesBrands can increase cash without increasing its liabilities.
C2FO offers a level of flexibility that other solutions don’t.
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