How Financial Literacy Drives Supply Chain Resilience: Insights from the OECD

The full report, The Business Case for Financial Literacy, explores how equipping stakeholders with financial knowledge strengthens entire business ecosystems. Among the global examples, the report features C2FO’s collaborative training initiative with Arçelik and the European Bank for Reconstruction and Development (EBRD).

Building Capability Across the Supply Chain Many SME suppliers operate in volatile environments where limited financial capability leads to severe liquidity stress. To provide a tangible solution, C2FO and its partners delivered targeted training to Turkish suppliers on critical corporate finance topics like liquidity planning, the cost of debt, and the cash conversion cycle.

This approach creates measurable value across the network:

• The Supplier Perspective: SMEs gained the exact skills required to evaluate their financing options and accurately calculate their working capital needs, enabling them to navigate market volatility with confidence.
• The Buyer Perspective: For large enterprise buyers, upskilling their supply base drastically reduces the risk of operational disruption and solidifies resilient, long-term partnerships.

The Evidence: The educational initiative drove rapid behavioral change. After completing the program, 12 of the 16 participating suppliers successfully applied their new knowledge to voluntarily accelerate roughly $62 million in working capital.

Read the comprehensive findings and explore other corporate use cases in the official Business at OECD report here.