Traditionally, working capital finance has been provided by intermediaries that have little incentive to create transparency, or marketplace liquidity and pricing. In the old model, borrowed working capital was risk-based and required underwriting by third party financial institutions. In our model the C2FO Market creates transparency and eliminates risk. C2FO brings companies together in a live market without intermediaries to find a real-time price for cash flow.Get started now
Create efficiency in the largest and most ineffective debt market in the world. Global annual accounts payable totals $200T. Total outstanding global Commercial and Industrial loans total $6.5T, resulting in a unique opportunity to create new solutions in an enormous and unfinanced debt market.
Accounts Receivable finance has always been inefficient, credit is tighter now than any time in recent history and static discounts don’t reflect suppliers’ dynamic cash needs. Traditional financing options (commercial banking, asset-based lending and factoring) only cover 10-20% of total eligible Accounts Receivable globally. Short-term, low-risk debt is at record low yields and the Global 1000 have record levels of cash.
Create an on-demand collaborative working capital exchange that allows companies to redeploy their short-term cash into their Accounts Payable. Utilize a patent-pending technology platform to create multiple competitive offers from their Suppliers on the Suppliers’ own invoices. Award discretely across the discount bids from multiple suppliers according to APR generated.
This graph shows how a linear discounting method captures income at a much lower rate than C2FO. C2FO generates 450% more income than static sliding scale models.
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Income generation through market-based price discovery allows suppliers to bid for cash at the rate most appropriate for them at that point in time, increasing participation and therefore significantly increasing profit to the buyer.
C2FO is always open
C2FO is global
C2FO is valuable
C2FO is loved
A Net Promoter Score is a satisfaction program that measures how likely your customers are to recommend your service or product. A score of at least 50 is considered world class and has been achieved by companies such as Apple, Costco and Google. 2012 Benchmark scores for similar business categories show the following averages: Banks: 23, Software Companies: 41, Investment Firms: 36.