Receive early payments on approved invoices
Access trusted lenders for tailored financing solutions
Find your customers offering early payment
Leverage Accounts Receivable (AR) analytics and intelligence to improve your cash flow outcomes
Answers to your questions about C2FO's cash flow solutions
C2FO powers early payment programs for the world’s largest companies.
Enhance cash flow through flexible early payment options
Accelerate supplier payments with flexible funding options
Track, compare, and optimize your working capital position across your supplier network
Optimize your working capital position with expert CPSM® guidance
Implement working capital optimization strategies with expert support
Get started with C2FO
Optimize your financial KPIs and working capital strategy with C2FO’s supplier financing solutions. See how easily you can implement our integrated platform to transform your financial performance. Learn more >
Recent Article
Navigating the Economic Currents: What Invoice Data Reveals About Today’s B2B Landscape Read more >
Recent Case Study
Bunnies by the Bay Finds Trusted Financing with C2FO Lending Connections. Read more >
Do work that matters with a team that cares. C2FO is proud to be one of the fastest-growing, most dynamic financial technology companies, with career opportunities available around the globe.
Recent News
C2FO Recognized at B20 South Africa for Driving Inclusive Growth Through Early Payments. Read more >
Strengthen liquidity with the right data, guidance and execution
C2FO Working Capital Optimization helps enterprises strengthen cash flow, while supporting your suppliers. Our industry leading analytics platform combines C2FO’s industry network intelligence with 17 years of working capital management expertise to give you the clarity through extensive data analytics to confidently align your working capital position and programs with your business goals.
C2FO provides the data backed insights and execution support to turn your supplier relationships into a powerful lever for cash flow optimization and supply chain strength by unlocking your ability to finance supplier’s growth needs.
C2FO network intelligence powered by our 5.5+ million on-platform suppliers
81% of customers exceed working capital targets when partnering with our expert advisors.
Working Capital Optimization projects are implemented within 3 to 4 months at a 80% spend conversion rate.
Working Capital Navigator
Understand how your business’ payment patterns and cash flow position compare to industry standards with C2FO’s network intelligence and work with C2FO’s experts to identify and execute on cash flow optimization opportunities. Simply upload spend files to uncover working capital gaps, assess supplier payment and terms risk levels, and efficiently identify opportunities in a user-friendly platform.
Working Capital Advisors
C2FO Working Capital Advisors provide insight and direction with guidance customized to your supplier network and NAICS category. Experts support working capital optimization across the entire lifecycle — from segmenting suppliers to drafting terms, defining exception policies, setting KPIs and monitoring performance. Clients who follow advisory best practices see high adoption (81%) of suppliers agreeing to new payment terms.
C2FO supports enterprises through the execution of payment terms projects, ensuring high success rates.