Improve cash flow with early payments from your customers
Get your customers to pay you early
Use C2FO to offer your customers a discount in exchange for early payment.
No third parties
Payment comes directly from your customers
You only pay for the discount you offer for early payment
Get paid in as little as 24 hours after offering a discount
How it works
No banks, factors, debt or commitments—simply log in and request early payment.
Customers have already uploaded your invoices
Make your selection
You choose which invoices to discount
Set a discount rate
You offer a discount for early payment
If accepted, customers release payment
Customer Success Story
CleverMade uses on-demand cash flow to support its rapid growth.
Mike Carlson, CleverMade’s co-founder and CEO, discovered that growing a business slowly isn’t that complicated—it’s growing rapidly that creates financial challenges.
With C2FO in place, Mike has been able to access cash flow when needed to help grow his business at a lower cost than using banks or factors.
How C2FO compares
Typical cost of funding for $100,000 over 30 days
2% of Invoice
Line of Credit
Frequently asked questions
Companies use C2FO because it allows them to take more control of their cash flow by controlling when they get paid. It’s also faster, easier, and provides a lower cost of capital than other sources of funding.
C2FO is the technology and support provider behind your customers’ early payment programs. The C2FO platform provides a secure portal to request early invoice payments on demand.
If your offer is accepted, your customers pay you using your existing remittance process— just faster.
Payments are generally processed and distributed within 48 hours of an offer being accepted.
Using the early payment program does not alter any existing terms or payment process.
The early payment program is different than supply chain finance because you’re not selling your receivables to a third party. With the early payment program, you’re providing the discount directly to your customer.