Receive early payments on approved invoices
Access trusted lenders for tailored financing solutions
Find your customers offering early payment
Leverage Accounts Receivable (AR) analytics and intelligence to improve your cash flow outcomes
Answers to your questions about C2FO's cash flow solutions
C2FO powers early payment programs for the world’s largest companies.
Enhance cash flow through flexible early payment options
Accelerate supplier payments with flexible funding options
Track, compare, and optimize your working capital position across your supplier network
Optimize your working capital position with expert CPSM® guidance
Implement working capital optimization strategies with expert support
Get started with C2FO
Optimize your financial KPIs and working capital strategy with C2FO’s supplier financing solutions. See how easily you can implement our integrated platform to transform your financial performance. Learn more >
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Do work that matters with a team that cares. C2FO is proud to be one of the fastest-growing, most dynamic financial technology companies, with career opportunities available around the globe.
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C2FO Recognized at B20 South Africa for Driving Inclusive Growth Through Early Payments. Read more >
Get your invoices paid faster
Turn approved invoices into capital to grow your business. Working directly with your buyer, you can free up funds trapped in lengthy payment terms and get the cash flow you need to invest in everything from inventory to growing your team.
We built our patented Name Your Rate® technology to give businesses the ultimate flexibility with early payment. You select a discount that works for you and receive a payment confirmation as soon as the next day.
You can choose from one of three rate options:
Get a Single View of Your Cash Flow
With C2FO Invoice Central, it’s easy to get better visibility into payments and gain access to low cost capital by offering customized rates for early payment.
View approved invoices for Early Pay Manage invoices from all your buyers in the C2FO network and view cash flow forecasts and AR insights that help you manage your Early Pay opportunities. See invoices from in-network buyers and request early payment in just a few clicks. Keep an eye on invoice status changes and follow up on your pending Early Pay offers. Activate your account now to see your Early Pay approved invoices.
Search our network to discover your buyers that offer early payment with C2FO.
Your buyer has already uploaded your approved invoices. Simply choose the invoices you want to be paid early and set your discount rate.
When your discount offer is accepted, you’ll receive payment as soon as the next day.
Top Fortune 100 and Forbes Global 2000 companies already offer early payment through C2FO. Activate your account, and you’ll see your approved invoices from all your active buyers as soon as you log in.
“If I didn’t have C2FO, I’d be sitting in a different position right now. Having that opportunity of being paid almost 50% faster than I normally would allows me to continue to reinvest back into my company.”
Michael Twer
Founder and CEO, Delilah Home
Companies use C2FO because it allows them to take more control of their cash flow by controlling when they get paid. It’s also faster and easier, and provides a lower cost of capital than many sources of funding.
C2FO is the technology and support provider behind your buyers’ early payment programs. The C2FO platform provides a secure platform to request early invoice payments on demand.
Once your offer is accepted, payment is delivered by your buyer using your current payment method.
Payments are generally processed and distributed as soon as the next day of an offer being accepted.
Using the Early Pay program does not alter any existing terms or payment process.
C2FO Early Pay is different from Supply Chain Finance. You can choose to accelerate payment on receivables from your buyers or through a third party in our funding network — on your terms when you need it. You are not obligated to accelerate all of your invoices, which is often required by many factoring agreements. C2FO is 100% on-demand.